You have to pay a certain percentage of the property cost, usually up to 20%, out of your funds. Tips to keep in mind while applying for a home loanĪ home loan offers you the chance of owning a residential property and building an asset while at the same time enjoying tax benefits. RBI does not keep funds or accounts of any individual/public/trust.ĭon’t be a victim to any such offers coming to you on phone or email in the name of RBI". The bank may use the services of agents for sales, marketing and promotion of the product. Images herein are provided only for pictorial representation and Axis Bank does not undertake any liability or responsibility for the same. Please note that submission of documents for Bank's perusal/scrutiny, by itself, does not constitute sanction, and final sanction would be subject to the loan proposal fully complying with the Bank's norms/eligibility criteria. “Loans are at the sole discretion of Axis Bank and are subject to fulfilment of its terms and conditions and eligibility criteria stipulated by the Government/Reserve Bank of India (RBI) or such other statutory/ Regulatory Authorities from time to time. Pradhan Mantri Jeevan Jyoti Bima Yojanaīefore you apply for a home loan, you can check your home loan eligibility here.Īlso, just to get an estimate of your loan amount you can use Axis Bank’s EMI Calculator for home loans.Commercial Vehicle & Construction Equipment Loan.
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